TATA AIG Wellsurance Family Health Plan 2023: Tata AIG was founded in 2001 as a joint venture between the Tata Group and the American International Group, both of which are headquartered in the United States. This year marks the company’s 20th anniversary, during which time it has provided over 5 crore customers with a variety of insurance options. Another reason for the company’s popularity in the health insurance industry is the unique and comprehensive plans it provides. Through its network of over 6,200 hospitals, the company provides cashless treatment to policyholders nationwide.
One of the company’s most popular health insurance plans is the Tata AIG Wellsurance Family Policy. It’s a family floater policy that covers you, your spouse, your dependent children, and your dependent parents all at the same time. It also provides indemnity-oriented claims and lump-sum benefits. With coverage for 11 critical illnesses, you can handle any type of medical emergency.
TATA AIG Wellsurance Family Health Insurance Plan
This policy provides coverage for both your child’s education and your parents’ medical bills. With this policy, you can protect your entire family while also enjoying peace of mind. A number of value-added services boost the plan’s value. Hospitalization Expenses If any members of your family are admitted to the hospital for treatment of an injury or illness, the insurer will reimburse you with a daily cash allowance for up to 90 days.
TATA AIG Wellsurance Family Health Plan is ideal for those seeking comprehensive health insurance coverage for their entire family. This plan provides a wide range of benefits, including dental, vision, and hospitalisation coverage. Furthermore, you can be confident that you are receiving high-quality services from a reputable company. Visit the website today to learn more about this plan and how it can help you!
Details of the TATA AIG Wellsurance Family Health Plan
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|TATA AIG Wellsurance Family Health Plan
|TATA AIG Wellsurance Family Health Plan
Information on Tata AIG Wellsurance Family Health Insurance
TATA AIG’s Wellsurance Family Policy is a one-of-a-kind medical insurance plan that provides coverage as well as cash benefits for critical illness and hospitalisation. The plan combines indemnity coverage with fixed benefit coverage because some benefits are paid as fixed benefits while others are paid at actuals. The primary coverage of the plan is for certain critical illnesses. If the insured is diagnosed with any of the covered illnesses, they will receive a lump sum payment. The plan also covers critical illnesses and offers a daily benefit if you are hospitalised.
The plan comes in three flavours: Classic, Supreme, and Elite, with premiums ranging from Rs. 2 lakh to Rs. 3 lakh and Rs. 4,500,000, respectively. In the event of a claim for critical illness, the insured receives the sum insured, while the limit of coverage for other claims is specified in each plan variant.
Tata AIG Wellsurance Family Policy’s Best Features
If you’re looking for a comprehensive family policy with a wide range of features, the Tata AIG Wellsurance Family Policy is an excellent choice. This policy is ideal for families who want to be protected against a wide range of events and issues, such as natural disasters and medical expenses. It also has a slew of other advantages that make it an excellent choice for families. Are you eager to learn more? Check out this list of the best Tata AIG Wellsurance Family Policy features!
Before we get into the details, here are the top highlights of the AIG Wellsurance Family Strategy:
- The agreement provides lump sum benefits as well as reimbursement-based claims.
- The arrangement includes three options. Outstanding, incomparable, and exemplary
- This arrangement includes a plethora of value-added administrations.
- There are 11 basic illnesses covered.
- The cost of an emergency vehicle for the patient’s clinical transportation is covered.
- When a policyholder is hospitalised as a result of illness or injury, he or she receives a daily remittance.
- The plan also includes a recovery benefit.
- When the protected is in ICU, a daily cash benefit is also received.
- The method is available on the basis of lifetime inexhaustibility.
Tata AIG Wellsurance Family Policy Advantages
If you’re looking for a family policy with a wide range of benefits, consider Tata AIG Wellsurance Family Policy. This policy covers a wide range of personal risks, such as health and medical expenses, income loss due to illness or injury, and more. It also has a number of advantages that make it an excellent choice for families. We’ll look more closely at these advantages and explain why they’re so valuable. Are you eager to learn more? Let’s get this party started!
A Single Plan for the Entire Family – You can cover your entire family, including your mate, up to two ward children, and ward guardians, with just one approach.
The ICU Advantage
A daily benefit is paid for each day that you are admitted to the emergency unit of a clinic. A hospitalisation can be caused by an illness or a physical problem. This benefit is provided for a set number of days during the strategy residency.
Basic Health Advantages
If a guaranteed part is found to have any of the aforementioned diseases, a single sum sum will be paid out.
First Respiratory Failure of Determinable Severity
- Total Visual Impairment (Unplanned or because of any affliction)
- Malignant development of determined seriousness
- Multiple Sclerosis with ongoing side effects
- Appendage motion loss that is extremely long-lasting
Administrations of Esteem
The Wellsurance Family strategy includes the following administrations:
Free Wellness Helpline
You can contact doctors for assistance with similar medical issues.
Wellbeing Entry grants you access to various articles about wellness.
Limits and Benefits of Wellness
You can get limits on selected exercise centres, weight management centres, and spas.
Limited Administrations for Wellbeing and Health\sBenefit limits in wellbeing examination bundles
Advantage of Education
A lump sum is paid in the event of the essential safeguarded’s death or long-term total disability.
The additional amount you pay towards the arrangement is eligible for derivation under Section 80D of the Personal Assessment Act.
Medical clinics are widely organised.
Goodbye AIG Wellsurance Family, which supports an estimated 6,200 medical clinics across the country. So, no matter where you are in the country, you will never be far from the inclusion.
Tata AIG Wellsurance Family Policy Plan Specifications
|Children: 6 months to 23 years
Adults: 18 years to 65 years
|Tenure of Policy
|Type of Policy
|Family Floater Basis
|Pre-existing Waiting Period
The waiting period in Goodbye AIG Wellsurance Family Strategy is as follows:
- There is a 90-day waiting period for all disorder-related hospitalisation.
- There is no waiting period for unplanned wounds.
- Basic Disease Advantage requires a holding time of 90 days and an endurance time of 30 days.
What does the Tata AIG Wellsurance Family Policy not cover?
The Wellsurance Family Strategy provides extensive coverage, but there are some situations where your plan will not work. A portion of the overall rejections in the Wellsurance Family Strategy are listed below. Refer to the organization’s website for a more detailed list of prohibitions:
- This method does not address physically transmitted illnesses.
- Plastic/restorative medical procedures will not be covered unless they are required as a result of an injury or mishap.
- Pregnancy and other related conditions will not be covered.
- Treatment is anticipated as a result of alcohol or illicit drug use.
- Misfortune or injury resulting from war/national conflict/unrest while serving in the military
Tata AIG Wellsurance Family Policy Renewal Process
To continue receiving the approach’s benefits, you must recharge the arrangement on a yearly basis. As a policyholder, you should ensure that you recharge the strategy before it causes a commotion in town. When the expiry date passes, the company will provide you with a 30-day grace period during which you can recharge the strategy. The approach will fade after this time.
Claim Procedure for Tata AIG Wellsurance Family Policy
Regardless, in order to make a successful case, you must strictly adhere to all of the rules.
In the event of planned hospitalisation, you should notify the organisation at least 48 hours before confirmation, and if a crisis hospitalisation occurs, notify the organisation within the first 24 hours of confirmation.
You can send an email to email@example.com, or you can go to the organization’s website and register the case online, or you can click https://www.tataaig.com/administration/guarantee. Goodbye AIG General Insurance agency Ltd. Wellbeing Cases Division A-501, fifth Floor, Building No. 4, Endlessness Park, Gen. A. K. Vaidya Marg, Dindoshi, Malad (E), Mumbai, India – 400 097 OR SMS “Cases” to 5616181 OR write to –
If you are a senior citizen who needs to file a complaint, you can call 1800 22 9966.
TATA AIG Contact Information
|1800 266 7780
|Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel,
Mumbai – 400 013
Cashless Claims from Tata AIG
You will benefit from profiting credit only treatment at a Goodbye AIG network clinic. At the time of confirmation, present the case structure along with the relevant clinical records to the Helpdesk. The organisation will settle the final bill; however, keep in mind that you will be responsible for all of the disclosed costs.
To locate a clinic, go to https://www.tataaig.com/wellbeing-insurance.
and enter the Pin code of the area where you want to seek treatment.
Reimbursement Claims from Tata AIG
You won’t be able to benefit from the credit-only therapy office at a non-network medical clinic, but you can get the use reimbursed if your emergency clinic meets all of the expected models. You must present the case structure as well as all treatment-related records in order to make a repayment guarantee.
Documents Required for Claims Processing
- Completed and signed Company Claim Form All treatment-related bills, including diagnostic bills, pharmacy bills, and consultation bills
- All medical and diagnostic reports, including discharge summaries and investigation reports, are available.
- a doctor’s diagnosis Medical prescriptions
- Policy documentation copy
Hospitals in the Tata AIG Network
A significant advantage of purchasing a Goodbye AIG health care coverage plan is the organization’s extensive network of clinics. With over 6,200 clinics spread across India, you will never be far from one in the event of a medical emergency. When you go to a medical clinic that offers credit only treatment, you truly do need to be concerned about setting up for cash with no time to spare. As the organisation settles the bills with the organisation directly, the weight is lifted off your shoulders. You can seek the best treatment without compromising on quality.
Tata AIG Wellsurance Family Policy Evaluation
Goodbye AIG Wellsurance Family Strategy is a health insurance strategy that allows you to cover your entire family under one policy. Along with your life partner and children, you can also cover your parents if they rely on you. It addresses the ongoing costs that you may be required to incur for each day that you or another protected party spends in the clinic or the ICU.