Universal Sompo Health Plan 2023 Benefits, Feature and Renew

Universal Sompo Health Plan: Universal Sompo General Insurance Agency Limited first appeared in 2007. With such a solid foundation, General Sompo has established itself in the Indian protection market and is quickly moving towards becoming one of the most favoured insurance companies in the nation. This was made possible by a coordinated effort between a few unmistakable groups in India, including Abroad Bank, Indian Bank, Karnataka Bank Ltd, Dabur Venture Enterprise, and Sompo Japan Protection Inc. The organization’s administrative headquarters are currently located in Mumbai, and its branch offices and 17 zonal offices are dispersed over the entire nation.

The company also provides a huge selection of health insurance products for customers with a wide range of social and financial backgrounds. These strategies put out by General Sompo are clear-cut and logical. Comprehensive Health care coverage has been a key item that is one of the most far reaching health care coverage options accessible today.

Universal Sompo Health Plan 2023

A private-public combination, Sompo Japan Nipponkoa Protection Ltd., Dabur Speculation Corp, Karnataka Bank Ltd., Indian Abroad Bank, and Allahabad Bank collaborated to create Universal Sompo General Insurance Agency. Mumbai serves as the city’s main command. Together, Universal Sompo was among the first companies to create a private-public organisation. The primary general protection private-public organisation in the security sector is called Universal Sompo.

Universal Sompo features a vast array of things in everyday protection. These products address the needs of various diverse areas of the Indian scene. They include house, travel, auto, and medical insurance. Yet their health insurance coverage is the one that tops their list. In terms of evaluating, it is simple and incredibly sane. Also, it is available on a family and individual basis. In essence, health care coverage items prevent you from using up all of your savings during a medical emergency.

Details of the Universal Sompo Health Plan

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Concerning the Universal Sompo Health Plan

Allahabad Bank, Indian Abroad Bank, Karnataka Bank Ltd., Dabur Speculation Corp., and Sompo Japan Nipponkoa Protection Inc. have joined forces to form Universal Sompo General Insurance Agency. Universal Sompo, headquartered in Mumbai, is the largest private-public partnership in the global security industry. The guarantee has a wide range of general security items in crate to meet the varying needs of various segments of people in India. These include health insurance, engine protection, travel protection, and home protection.

Health care coverage is one of the most encouraging features offered by All inclusive Sompo General Protection. The backup plan provides reasonable and straightforward medical coverage options that can be purchased on an individual or floater basis. These strategies are designed to provide the client with a variety of benefits, including both fundamental inclusion highlights and cutting-edge inclusion benefits.

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Universal Sompo Complete Healthcare Insurance’s Best Features (Universal Sompo Essential Privilege Plan)

If you’re looking for comprehensive healthcare insurance with a variety of benefits, the Universal Sompo Essential Privilege Plan might be a good fit. This plan is intended to provide comprehensive coverage, including hospitalisation, surgery, and medication. It also has a number of other advantages that make it an excellent choice for both businesses and individuals. Here are five of the plan’s best features.

  • Everything is included Sompo Complete Medical Care Protection is a comprehensive medical insurance plan that covers clinical costs.
  • The aggregate protected options range from INR 1 lakh to INR 10 lakhs.
  • The strategy is available as an Individual/Family floater health insurance plan.
  • The agreement includes a Reclamation benefit.
    This arrangement has three variations.
  • Guaranteed Fundamental Aggregate INR 1 lakh to INR 2 lakhs
  • Guaranteed Fundamental Aggregate INR 3 lakhs to INR 5 lakhs
  • Guaranteed Honor Aggregate INR 6 lakhs to INR 10 lakhs
  • This arrangement will not require any pre-approach clinical screening.
  • The strategy includes maternity and infant coverage.
  • You can select a strategy term of one year, two years, or three years.
  • The plan includes maternity and infant coverage.

The Advantages of Universal Sompo Comprehensive Healthcare Insurance (Universal Sompo Essential Privilege Plan)

Do you want to protect yourself and your family in case of an emergency? If this is the case, you should think about getting universal Sompo complete healthcare insurance (Universal Sompo Essential Privilege Plan). This type of insurance covers all of your needs, including coverage for major medical expenses, accidents, and death. Furthermore, it is very affordable, so you can be confident that it is a good investment for your family. We’ll go over everything you need to know about Universal Sompo complete healthcare insurance in this article.

Patient Benefits

When you are hospitalised for at least 24 hours, the General Sompo Complete Medical Care Protection will pay for the room charges, specialist, sedation, blood, activity theatre charges, consumables, and medications. You can concentrate on the therapy without worrying about the medical clinic bill.

Charges for a rescue vehicle

In the event of a crisis, if you require an emergency vehicle to transport the protected part to the clinic, the organisation will pay the rescue vehicle charges based on the arrangement you choose.

The Benefits of Reclamation

If your aggregate protected seeks are depleted as a result of the medicines you took under the Total Medical services strategy, the aggregate guaranteed, including the combined reward, will be restored.

Pré-hospitalization

Clinical trials and examinations begin before hospitalisation, as do the costs; with the Total Medical Services plan, you are covered for 30 days. If you notify the organisation 5 days ahead of time, the number of days can be extended to 90 days.

Post-hospitalization

Complete Medical Care covers any clinical costs that you may incur after being released from the emergency clinic. According to the plan, you will be hidden for up to 60 days following your hospitalisation. If you notify the organisation 5 days ahead of time, the number of days can be extended to 90 days.

Organ Donation

If you need an organ donation, the clinical costs would be covered under this health care coverage strategy. The costs incurred by the giver would also be covered.

Dental Services

You would be eligible for a similar arrangement if you had an unintentional physical issue that required dental treatment.

Limits

When you choose a longer-term arrangement residency, the strategy provides limits. You can also get a discount if you choose to buy the strategy online. Limits are also available when purchasing the strategy for additional people on a single premise under a single arrangement.

Advantages of AYUSH

The strategy also covers you for Ayurvedic, Unani, Sidha, and Homeopathic elective medicines that you take as part of your ongoing hospitalisation.

Specialist Day-to-Day Compensation

If your child is admitted to the emergency clinic for more than 72 hours and you remain in the emergency clinic as his/her specialist, you will receive a daily remittance to cover any non-clinical costs that you may incur. To be eligible for this benefit, the guaranteed child must be under the age of 12. This benefit is available for both the Basic and Honor variations.

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Nibble the Creature

If you are bitten by a creature, your General Sompo Health care coverage will cover the clinical costs for the inoculation and vaccination administered as post-nibble treatment.

General Clinical Concerns

The majority of health-care plans do not cover ordinary prosperity.

  • Symptomatic Examinations
  • Exhibition of short-term dental treatment, contact points, and portable hearing aid
  • Interview for a limited time

Benefits of Recovery

A difficult illness can cause you and your family to incur financial losses. This is something that your General Sompo Complete Medical Services Protection is aware of.

Maternity and Newborn Baby Insurance

The clinical costs related to pregnancy and labour, including standard and caesarean delivery, are covered under the Basic and Honor variations, respectively. These maternity health insurance plans also cover pre and post pregnancy expenses.

Bonus Added Together

If you don’t guarantee the approach term, your total secured will be increased by 10%. This is dependent on a half increment limit.

Permanent Renewability

With this arrangement, you can select a long period of sustainability, which implies you won’t have to deal with the issue of recharges and you won’t be denied restoration because of your age.

  • Services with a monetary value
  • The following services are provided by Universal Sompo:
  • Services for Health and Wellbeing
  • People’s Dial-a-Doctor Health Education Library
  • Newsletters with Second Opinions

Plan Universal Sompo Complete Healthcare Insurance Specifications (Universal Sompo Essential Privilege Plan)

Entry Age
    • Children 91 days – 25 years
    • Children 1 day – 25 years (Family Floater Plan)

 

 

  • Adults 18 years to 70 years
Tenure of Policy 1 year to 3 years
Type of Policy Individual or Family Floater Basis

Waiting Period

Certain medications, for example, have a waiting period.

A year of consistent inclusion for the recorded medicines, medical procedures, and conditions is required.
Out-patient medicines are only covered after three years of continuous inclusion in maternity and child care benefits.

Free Look Period

You have 15 days from the date of strategy acquisition to survey its agreements. If you have any reservations, you can return the arrangement. You would need to request an undoing while expressing your reasoning for the equivalent.

What does Universal Sompo Complete Healthcare Insurance (Universal Sompo Essential Privilege Plan) not cover?

Have you ever wondered what Universal Sompo Essential Privilege Plan does not cover? If this is the case, you are not alone. Indeed, many people are interested in the intricacies of this insurance policy, which is primarily used by business owners. So, what do you need to know to make the most of this policy? This article contains a comprehensive list of what the Universal Sompo Essential Privilege Plan does not cover.

Despite the broad coverage, certain circumstances and conditions are not covered by General Sompo approaches. The following is a typical list of prohibitions under the All-inclusive Sompo Complete Medical Services Protection plan.

  • Non-current treatment-related examinations and assessments
  • Restoration and reprieve care costs
  • Obesity treatment or weight control should be done with caution.
  • Medicines for a shift in orientation
  • Except when expected after a coincidental injury, corrective or plastic medical procedure
  • Collaboration in high-risk sports
  • Collaboration in malicious or criminal operations
  • Treatment is anticipated as a result of maltreatment of liquor addiction for some other intoxicant.
  • Costs associated with infertility and barrenness

Universal Sompo Complete Healthcare Insurance Renewal Process (Universal Sompo Essential Privilege Plan)

Reestablishing your medical coverage strategy should be regarded as critical. A lapsed strategy would provide you with no benefits, and you would be responsible for all clinical costs out of your own pocket. By failing to recharge your approach on time, you will forfeit all rewards and records accumulated during the case free arrangement years.
There are two approaches you can take to restore your approach:

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Online Procedure

To restore your arrangement on the web, go to the organisation site and enter your approach number, registered versatile number, and date of birth. You can also restore your arrangement through a security aggregator website. The payment can be made via net banking, credit or check card, or e-wallet.

Offline Approach

You can actually visit an office branch to reestablish your disconnected approach. Fill out the paperwork and make the payment. You can ask the organization’s leaders for a well-being card. You can pay the required premium by check or draught.

Customer Service Contact Information for Universal Sompo Insurance Company Limited

Official Website https://www.universalsompo.com
Email ID contactus@universalsompo.com  (for queries)

contactclaims@universalsompo.com (for claims)

Phone Number +91-22-27639800

+91-22-39133700

Toll-Free Number 1-800-22-4030     (For MTNL & BSNL Numbers)

1-800-200-4030   (For others)

Company Address  All inclusive Sompo General Insurance Agency Restricted, Unit No. 601 and 602, sixth Floor, Dependable Tech Park, Cloud City Grounds, Stomach no 31, Mouje Elthan, Thane-Belapur Street, Airoli, Navi Mumbai-400708

Universal Sompo Complete Healthcare Insurance Claim Procedure (Universal Sompo Essential Privilege Plan)

When you are informed about hospitalisation by a specialist, you should notify the organisation as soon as possible. You can contact customer service at 1800 200 5142, send an email to contactus@universalsompo.com, or file a complaint online through the organization’s website. To get to the page directly, go to https://www.universalsompo.com/ClaimIntimation/. If you have downloaded the organisation versatile application on your phone, you can also hint a case through it.

Universal Sompo Health Plan with Cashless Claim

To take advantage of the credit only medical coverage therapy office, you must notify them within 24 hours of a crisis hospitalisation and 48 hours before confirmation if an arranged hospitalisation occurs. You would be required to present your Wellbeing Serve Card at the medical clinic. You would also need to present the pre-approval structure in addition to the Case Structure. Your treatment will begin once the administrative work and strategy nuances have been confirmed by the TPA and the organisation. The insurance company will pay the doctor’s visit expenses for the treatment up to your aggregate protected. Remember that the costs revealed would be paid from your own pocket.

Claim Universal Sompo Health Plan Reimbursement

You can file a claim regardless of whether you receive treatment at an organisation clinic. Remember that in the event of a crisis hospitalisation, you must notify the organisation within 24 hours of the hospitalisation or before the guaranteed part’s release from the medical clinic. If you require arranged hospitalisation, you must notify the organisation at least 48 hours in advance.
To make a repayment guarantee, you must first pay the hospitalisation charges yourself. You can guarantee the money spent on therapy once you are released from the medical clinic.

Universal Sompo Health Plan Documents Required

  • The organisation provided a well-being serve card in addition to KYC documents.
  • Papers on Legitimate Personal ID Card Strategy
  • Name and address of the Guaranteed Individual Nature of Sickness and Therapy Required Reports
  • Papers of Specialist Counsel
  • Contact Specialist Subtleties and the Medical Clinic
  • Guarantee Structure NEFT nuances and Dropped Check properly filled and marked
  • A distinct release outline
  • All medical clinic bills and receipts
  • Unusual emergency vehicle receipt, whenever a Police FIR or Medico-Lawful Testament is used in the event of unplanned wounds

Hospital Networks – Universal Sompo Health Insurance

An organisation medical clinic is a clinic or medical care community that has been approved by the insurance company or the third-party administrator. You can get credit-only treatment at an organisation clinic. The organisation pays the hospital expenses directly, and you are spared the trouble and anxiety of going around without a second to spare to oversee assets for the treatment. The organisation will bear the costs up to the amount of your aggregate protection.

Everything is included Sompo has a large network of clinics that span the length and breadth of the country. You can seek quality care for yourself as well as for your friends and family.

Universal Sompo Complete Healthcare Insurance Evaluation (Universal Sompo Essential Privilege Plan)

Over time, Universal Sompo Insurance Agency has emerged as a prominent partner in the medical coverage field. The organisation has received numerous honours and awards for its competent and timely case management. With over 80 branch offices across the country and a network of over 4,000 emergency clinics, the General Sompo provides simple and helpful admission to all of its clients.

The Total Medical Care Protection plan is a comprehensive health care coverage plan that provides extensive coverage. The restoration of the total guaranteed is a noteworthy advantage of the arrangement that can assist you in organising funds for your hospitalisation in any case, when you have depleted the base aggregate safeguarded. The arrangement includes the option of long-term sustainability, so you won’t have to worry about clinical costs once you reach the age of 65. There are a number of advantages to this strategy that make it worthwhile to consider.