Raheja QBE Personal Accident Plan 2024, Benefits, Features, Buy & Renew

Raheja QBE Personal Accident Plan 2024: Do you know someone who travels a lot? Are you worried about helping them if something bad happens during their trips? If yes, you might want to learn about the Raheja QBE Personal Accident Plan. This special insurance plan provides extensive coverage for travelers in case of an accident. It includes medical expenses, lost income, and more. It’s a good way to keep you and your loved ones safe, and it’s also affordable. You can start using it today!

Raheja QBE General Insurance is a partnership between Rahan Raheja, a strong and unique business in India, and QBE, a well-known insurance company worldwide. Together, they form one of the biggest insurance companies in India. They offer a wide range of insurance plans, from individual accident and health coverage to various plans for businesses, like marine, construction, and more.

Raheja QBE Personal Accident Plan 2024

Searching for a personal accident plan that’s both affordable and comprehensive? Look at Raheja QBE! Our plan covers you and your family thoroughly, including medical costs and lost income. What’s even better is that it’s much cheaper than other plans out there. So, why wait? Start now and build protection for the future!

A personal accident plan is really important in your insurance package. It helps if you get disabled due to an accident resulting in permanent total disability, temporary total disability, or even death. Also, it doesn’t matter how minor the injuries are, the policy usually covers them. The wide-ranging HDFC Ergo Personal Accident insurance plans are there to protect against accident risks. Raheja QBE’s comprehensive Personal Accident Insurance Plans cover your home from all angles. Investing in Raheja QBE Personal Accident Insurance Plans, which give extensive coverage to your home and belongings, is a great choice.

Details Raheja QBE Personal Accident Plan 2024

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Why Raheja QBE personal Accident Plans?

If you’re someone who likes to be ready for anything, then you should think about getting a personal accident plan from Raheja QBE. This plan doesn’t just give you financial protection if you have an accident, but it also offers helpful things like roadside help and medical coverage. So, if you ever need these services, you can call Raheja QBE.

This plan has some cool stuff, like it covers not only you but also your family. And a really neat thing is that it covers parents all around the world. The plan takes care of all kinds of accidents, like permanent disability, accidental death, broken bones, burns, kids’ education, and more. You can buy and renew this plan online.

Raheja QBE Personal Accident Plan 2024

Do you have a plan for unexpected accidents? If not, it’s a good idea to consider one now. A personal accident plan can help safeguard you and your loved ones in case something unexpected happens. It can also provide financial support if you get hurt or sick. And if you ever need to make a claim, having a personal accident plan will make the process smoother. In this article, we’ll talk about the advantages of having this kind of plan and explain the steps to start.

Here’s what the plan covers:

  • Accidental Death Plan: If the person insured passes away within a year of an accident due to bodily injury caused directly by an accident and resulting from visible, violent, and external reasons.
  • Total Permanent Disability Plan: If a person gets seriously hurt due to an accident and becomes permanently disabled within a year from the accident date, this plan will cover their full insured amount.
  • Total and Temporary Disability Plan: If someone gets injured in an accident and can’t work for a while, this plan compensates them based on the benefits schedule.
  • The injury should solely cause complete and temporary disability, preventing them from engaging in any work temporarily. Permanent Partial Disability Plan:
  • This policy covers bodily injury caused solely by an accident, visible, violent, or external means, resulting in permanent partial disability within a year of the accident.

The plan also provides three different options which are as under:

  • Accidental Death Plan.
  • Plans for Permanent Total Disability, Accidental Death, and Permanent Total Disability.
  • Insurance for Accidental Death, Permanent Total Disability, Temporary Total Disablement, and Permanent Total Disability.

Compensation Benefit under the Raheja QBE Personal Accident Plan 2024

If you’ve recently experienced a personal accident, feel free to reach out to Raheja QBE. We provide various compensation benefits to aid your swift recovery. In this article, we’ll delve into the compensation benefits offered by the Raheja QBE Personal Accident Plan.

The compensation benefit depends on the injury type and the insured sum:

  • In case of death or total and permanent disability, the entire insured sum is provided.
  • For temporary total disability, the company offers Rs 5000/- or 1% of the insured amount, whichever is less. This duration is limited to a maximum of 104 weeks.
  • Compensation for Permanent Partial Disablement is determined based on the “Table of Benefit” in the Policy document or the company’s appointed Medical Practitioner’s medical recommendations, corresponding to the injury’s nature and percentage of the Capital Sum Insured.

Additional Coverage under the Raheja QBE Personal Accident Plan 2024

If you’ve been impacted by a personal accident, you might be curious about your available options. Luckily, Raheja QBE offers comprehensive coverage through the Raheja QBE Personal Accident Plan, providing the assistance you need. This plan includes a variety of benefits like medical treatment, rehabilitation, and financial aid. If you’re unsure about the right coverage for your situation, feel free to reach out to our team. We’re here to address any queries you may have.

This policy also covers the following:

  • Expenses for transporting the deceased’s body home, including funeral costs.
  • Ambulance fees for transporting insured individuals to the hospital after an accident.
  • Cost of replacing damaged clothing, as well as the company’s acknowledgment of disability liability.
  • In case of the insured person’s death or permanent total disability, the company offers Rs 5,000 each for the education and support of two dependent children.
  • If a permanent total disability leads to job loss, the insured person will receive 2% of the individual sum insured.

Additional coverages under the plan upon payment of extra premium 2024

If you’re interested in adding more coverage to your plan by paying an extra premium, just send us a message, and we’ll be more than happy to assist you. Your satisfaction is important to us, and our goal is to offer the best service possible.

By paying an additional premium, you can extend the plan to include:

  • Inpatient Treatment Allowance: If an insured person is hospitalized due to an accident resulting in bodily injury, death, or disability, the company will provide a daily hospital confinement allowance of Rs 500 for up to 30 days.
  • Medical Expenses: Reasonable and necessary medical expenses incurred by an insured person hospitalized due to an accident resulting in bodily injury, death, or disability will be covered by the company.

Exclusions under the Raheja QBE Personal Accident Plan

Coverage Exclusions:

  • Injuries or Disorders intentionally and consciously exposed to risk, self-inflicted injuries, suicide or attempted suicide, or non-compliance with medical advice.
  • Injury or illness resulting from the insured person’s consumption of alcohol, drugs, or narcotics unless prescribed by a medical professional.
  • Injuries sustained while engaging in any criminal act.
  • Injuries or illnesses resulting from venereal or venereal-related diseases.
  • Compensation for death, disability, injury, illness, or hospitalization due to participating in dangerous activities.
  • Physical injury caused by acts of terrorism.
  • Compensation for death, disability, injury, illness, or hospitalization due to or arising directly or indirectly from war, whether declared or undeclared, invasion, threats, national war, martial law, acts of foreign enemies, rebellion, revolt, uprising, military or usurper power, insurgency, or civil unrest, seizure, arrest, detainment, and restrictions.
  • Compensation for death, disability, injury, illness, or hospitalization due to or arising directly or indirectly from:
  • Extended childbirth or pregnancy.
  • Injuries or Disorders resulting from military service.

Claims Raheja QBE Personal Accident Plan 2024

Looking for a complete personal accident plan? You’re in the right place with Claims Raheja! This plan covers a lot, including medical bills, lost income, and funeral costs. It works 24/7, so you’re protected all the time in case of an accident. If you want more info on Claims Raheja’s Personal Accident Plan or have questions, reach out to us. We’re here to help with any queries you have.

Our claim process is super efficient and user-friendly, ensuring you get top-notch service and guidance. Our assessors and third-party administrators (TPAs) are experts, ensuring a hassle-free claim process.

To start a claim, call our center right away. Here’s what you’ll need to file a claim:

  • Policy Number.
  • Date and time of the incident.
  • Where it happened.
  • A short description of what happened.
  • Contact details of the person handling the claim.